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What is a Tax Disk?

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jclay (RIP 2018)
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What is a Tax Disk?

Postby jclay (RIP 2018) » 26 May 2008 14:15

<i>What is a Tax Disk?</i>

billy006
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Postby billy006 » 26 May 2008 14:31

A Tax Disc or the "Road Fund Licence" is the round disc displayed in the windscreen of any UK vehicle to indicate the owner has paid the yearly fee (to the goverment) to enable the vehicle to be used on the public highway. Think you have to do the same sort of thing with your licence plates?

john 215
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Postby john 215 » 26 May 2008 14:37

Hi Jclay,
Over here we <u>HAVE</u> [:(] to pay road tax and in return as a visual proof we are given a 'Tax Disc' to display in our front window, normaly on the N/S. To buy one you need an MOT and at least 3rd party insurance. All this info is now on a central data base and the police can check this. Failure to pay this rip of tax, sorry i mean road tax can result in your car being CRUSHED!! It can be brought for 6 months or a year and changes colour every year. If you take your car of the road then you need to tell them, thats called SORN (Statutory Of Road Notification)
Her is a link to there site-

http://www.dvla.gov.uk/

Cheers John

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Postby Steve-LPS-Thomas » 26 May 2008 14:48

Some people use a label from a Guiness bottle though as it's cheaper..

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Postby TR Tony » 26 May 2008 15:16

Ah the Irish tax disc! Yes an old fav, Steve. Just have to wait till the right colour year comes round to match the label[;)]

Jclay, another little quirk of our wonderful road fund license system is that cars built before 31st Dec 1973 don't have to pay for their license disc - they still have to display it but it is issued FOC. That system started as a rolling exemption for cars over 25 years, but the current government froze the date at 1973, so not even the earliest TR7 qualifies, while many of our fellow Triumph owners get a free disc.[:(]

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Postby John Wood » 26 May 2008 16:30

I think thats the reason alot of the modern classics may not make it in the future, taxing several cars is becomming very expensive.

If that rolling exemption had continued we would all have free road tax now.

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Postby Odd » 26 May 2008 16:40

In Sweden (Taxation pinnacle of the world, remember!) we have a similar system; When we've paid our
yearly road tax and registry fee we get a sticker (posted to us in the mail) that we are supposed to put
on the rear license plate. Its colour change each year in a rolling 4 year cycle: Red - Blue - Yellow - Green.
And of course - there's a fine for not sticking it on...

Cars 30 years or older are tax excempt,
they just have to pay the registry fee (of SEK 43, EUR 4.63, GBP 3.68, USD 7.29) and that's it.
So I'm home free in two years time..![:D]

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Postby gairo1 » 26 May 2008 16:49

Same in Oz. We pay our "Rego" once a year and get a colourful sticker in reply.
The good thing about our system is that it includes 3rd Party insurance.

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Postby FI Spyder » 26 May 2008 18:12

Very similar here in BC as in Sweden. We go into local insurance agent pay our (licence fee) and get our licence plate sticker for the year that changes colour every year. It's $50+ dollars. also have to buy insurance at same time.

Cars over 25 years that are original and in good shape can apply for Collectors Plates that are white with black numbers and says "Collector Car" on it. With that comes much reduced insurance rate (under the assumption we'll drive carefully with it) but we need proof of another insured daily driver as it can't be used for work or school.

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Postby Beans » 26 May 2008 19:28

In the Netherlands all cars of 25 years and older are tax exempt.
But they don't look at the car's production date but the date the car was first registered.
This means some TR7 owners have to pay taxes as the last TR7 were first registered as late as 1984 over here ...

The road tax itself is completely computerized, the money is transferred from your (bank) account automatically every month. All tax, license and insurance data are stored in a central computer, which is accessible for traffic police etc. Big brother is watching you [B)]

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Postby jeffremj » 26 May 2008 21:40

<blockquote id="quote"><font size="1" face="Century Gothic, Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote">Same in Oz. We pay our "Rego" once a year and get a colourful sticker in reply.
The good thing about our system is that it includes 3rd Party insurance.
<hr height="1" noshade id="quote"></font id="quote"></blockquote id="quote">Hi, have you some more information on this system? Is there an OZ government website with all the details and FAQs?

What we have in the UK is a failing system (all of them are, but I digress) in that a large percentage of drivers aren't taxed, insured nor have a properly registered car. IMO, the best way forward seems to be the Australian way. I am not sure of the costs, but if I was to change the UK system, I would load all the costs onto the fuel duty and just use the yearly car check as way of getting the 'sticker' and 3rd party insurance. The main proviso for insurance is a driving licence and a properly registered car.

What I 'need' to know is how does Australia 'penalise' people who keep crashing and thus claiming off the state run (?) insurance? Do you have too retake the driving test? Can you drive cars not owned by yourself? Any other limitations and 'peculiarities'? I assume 'normal' insurance companies supply 'Fully Comprehensive' insurance? How do you make a claim? Any demerits?

Sorry for all the questions, but this system seems perfect for the UK.

Thanks,
Mike

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Postby Hasbeen » 27 May 2008 00:55

Mike, ours is a state based system, with a lot of differences in
cost. The "registration" of a 7 in Queensland costs about $525, but
the 8 costs $850. They love high powered cars, they get more money.
In Victoria the 8 cost a little less than $500.

All the money is paid to the state dept, & they pay your chosen CTP
insurance co.

The [CTP] compulsory third party insurance is part of that price,
but is only a personal injury insurance for anyone, other than you,
whom you may injure. This costs about half the "rego" fee. The rest
is a road tax, in effect.

There is no requirement for you to insure your car for any damage
you may cause to other peoples property.

We have various insurance available. My 17 year old daughter was
quoted $1900 for comprehensive insurance, on a $1600 car, but only
$220 for third property, plus fire & theft on her car.

Only some states have any "road worthy" [MOT] inspection system. In
Queensland an inspection is only required when a car's ownership is
transfered to a new owner. You do hear stories of people caught
driving a registered, [legal] car sitting on a drum, on the plywood,
over the rusted out floor.

We have "booze busses" where the cops stop everyone, check their
drivers licence, car "rego" & do a breath test, & recently, a drugs
swab. These things catch as many unregistered cars, & unlicensed
drivers, as they do drunks. Some people have been caught driving
with a disqualified license over 70 times. Some bloke is now banned
from driving for over 70 years. I don't think he's going to stop.

You have to change your drivers license, & car rego to the new
state, within 3 months of moving to a different state.
I'm not too sure its any better than yours.

Hasbeen

jclay (RIP 2018)
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Postby jclay (RIP 2018) » 27 May 2008 01:15

OK, thanks for the information.

In Texas, we have two stickers that we attach to the windshield. One is the state inspection which is attached by the inspector and the other is the registration which we purchase by mail or at tax offices or grocery stores and put on ourselves.

You can't get your car inspected or registered unless you have proof of insurance.

Have fun, drive fast & safe, be kewl,

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Odd
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Postby Odd » 27 May 2008 09:14

Which leads us into the question of INSURANCE...
We've read Hasbeens explanation of the Australian approach. And in Holland they obviously take it
out of your salary account every month(?), but what is the cost?

Here in Sweden the insurance companies compete in a free market place. Well, sort of compete...
They're all expensive for everyday-use cars. [}:)]

But for classic/hobby cars we do have a system that works to the benefit of the classic car owner:
The Swedish Federation of Historic Vehicle Clubs with its 156 member clubs operate an insurance scheme
that gives us, the users, a <u>very good</u>* coverage for a very modest yearly fee. [:D]
For my TR8 I pay SEK 552 now [roughly EUR59, GBP47, USD94], for full coverage and unlimited mileage.
Only catch is: I can't use the car for drives that are purposeful like going shopping, going to work etc.
This scheme have put a pressure on all the insurance companies to be competitive - so my dad, for
instance, pay just about the double for his TR7V8 (who cannot get a Federation insurance since it's
not historically correct). All this while my old '88 Ford Fiesta 1.4i cost roughly four times the TR8
- and that's for just road insurance... [:(!]

* I've seen totalled cars being rebuilt to as-new standard, cars that anyone else would have just scrapped...

jclay (RIP 2018)
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Postby jclay (RIP 2018) » 27 May 2008 12:43

Insurance: Since I have had at least 3 cars insured all the time and my house coverage is with the same company, I do get a break on rates there.

"Antique license Plates": You can get antique plates in Texas, but you are only suppose to drive the cars to shows and parades, etc. Many of the car events will not let you enter cars with antique plates. There are a lot of trucks that drive around Texas with "Farm" plates, while there are suppose to be restricted to just on the farm or going to feed stores, etc.

Have fun, drive fast & safe, be kewl,

jclay
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