Postby littlepippin » 27 May 2016 14:26
After I had my TR7 vinyl wrapped, my classic car insurance company refused to renew my policy as I had "modified" it by changing the colour.
After I explained that the new design did not make the car go any faster or handle the corners really badly (a higher risk to a claim being made, maybe) I was told that was not relevant, and that making a modification enables them to refuse to insure the vehicle or to raise the premium.
I then asked the girl on the phone if the following items were subject to this policy;
changing the colour of the hood/soft top.
A set of new tyres.
A new exhaust system.
A leather cover to my steering wheel.
All met with the reply, yes "because these mean you have modified the vehicle...."
I then terminated the ridiculous conversation and fired off an email to the classic car insurance company whereby I asked them if they thought the Triumph owners club and Triumph drivers club would be interested to hear of this policy.
I received an email at 09.30 the following morning, advising that they were prepared to review the situation, and offer me a new policy for £120 per annum, as opposed to the original £98 p.a.
At this point I agreed to pay the new price, mainly because I got really bored with the matter.
I have not named said classic car insurance company, as this was part of the deal....
Watch out, the the money grabbing b****ers, they will do absolutely anything to increase a premium.
All the best, Sean.
